The following are accredited to the Money Advice Service and are able to provide free independent advice to those in financial difficulty:-


0800 280 2816

PayPlans online debt solution tool, PlanFinder, can give you a personalised debt solution in as little as 15 minutes. They also offer free live chat and email support for immediate help.

National Debtline

0808 808 4000

National Debtline offers free debt advice online through its My Money Steps tool and its web guides, fact sheets and sample letters.


Tully is the UK’s first completely digital debt adviser. Go online, share your statements, build your budget and get free, confidential and personalised advice within minutes.

Citizens Advice Web Chat

StepChange Debt Charity

StepChange Debt Remedy provides you with the expert advice, budget support and solutions to help you manage your debts.

Debt Advice Foundation

0800 622 61 51

Debt Advice Foundation is a national debt advice and education charity offering free, confidential support and advice to anyone worried about debt.

Making a payment

You can find out how to make a payment by visiting our payments page.