What is Probate Debt Recovery?

When someone passes away, their debts become a liability of their estate.  It is the legal responsibility of the personal representative of the estate (an executor or an administrator) to settle outstanding debts.  Probate debt recovery involves the process of collecting outstanding debts owed by a deceased person’s estate.

When recovering a debt from a deceased estate, it is important to understand the legal process.  There are time limits involved in lodging a claim against an estate when a personal representative serves a statutory notice.  A claim should be lodged within 2 months of a statutory notice advertising that an individual has passed away.

How We Can Help

Our team of experienced probate debt recovery specialists understands the challenges faced by creditors when attempting to recover debts from a deceased estate. We know that dealing with legal matters while grieving the loss of a loved one can be overwhelming to personal representatives.  We offer a streamlined and compassionate approach to help you recover what is rightfully owed to you, whilst dealing with those representing the deceased with sensitively.

We recognise that every case is unique. Our approach is personalised to suit your specific circumstances and optimise the chances of a successful debt recovery.

We have invested in technology and we invest in our people to ensure that we can deliver a fast, efficient and flexible deceased account management service to our clients.  We provide an individual and personal approach, with consistent communication with debtors provided through an allocated fee earner to each case.

We adhere to the highest ethical standards in our dealings with debtors and estate representatives. Our goal is to achieve a resolution that benefits all parties involved.

As part of a full service law firm, we have the support of colleagues who deal with the administration of estates, those who act as professional executors and those who specialise in insolvency.  With this support, we have tailored our approach to deceased account management, with an understanding of the challenges faced in the administration of an estate.

Contingency Fee Basis

We work on a contingency fee basis, which means you don’t have to worry about any upfront costs. Our fees are only payable if we successfully recover the debts owed to you from the estate. This arrangement allows you to pursue your rightful claims without any financial burden.

You can have peace of mind knowing that you won’t incur any fees unless we successfully recover the debt for you. We are committed to delivering results.


Our Process

Free Consultation

We begin by offering a free consultation to understand your specific situation and determine if pre-legal probate debt recovery is the right approach for your case.

Probate Assessment

Our team of experienced professionals will conduct a thorough assessment of the probate estate to ascertain the existence of outstanding debts and their validity.

Debtor Investigation

We employ various resources to gather comprehensive information about the debtor’s assets, liabilities, and financial situation for an effective recovery plan.


Our skilled negotiators will communicate with the estate’s representatives to seek a fair and swift resolution. We work diligently to ensure that your interests are protected and that you receive the payment you are rightfully owed.


We provide you with up to date information through our client Portal “The Gateway” with flexible reporting and management information

Litigation (if necessary)

In rare cases where a settlement cannot be reached through negotiation, we are able to represent your interests in court.

Contact Us

Recovering debts from a probate estate can be a challenging and time-consuming task. It requires specialist knowledge of the recovery process and an understanding of the role and obligations of the personal representative.

Contact us today for a free consultation, and let our team assist you in navigating the probate debt recovery process with ease.

Our probate debt recovery service is designed to assist individuals and businesses in reclaiming outstanding debts from deceased debtors’ estates, all on a contingency fee basis.

0113 225 8811